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Kentucky

Our Insurance Agents.

Meet our experienced team—dedicated to providing exceptional insurance solutions and personalized service to ministries and nonprofits.

Here To Help With Church Insurance And So Much More.

Offering comprehensive coverage and tailored advice, we help protect churches, nonprofits, and other institutions as they carry out their unique mission. Reach out to learn how we can help.

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Agents
Jared Morgan

Jared Morgan

Managing Partner, Paducah Branch

Jared Morgan is a passionate insurance agent that specializes in ministry-focused insurance, catering to the unique risk management needs of religious and nonprofit organizations. With more than a decade of experience, he offers tailored solutions, empowering clients to focus on their mission. Known for accessibility and expertise, Jared and his team make the insurance process seamless.

Beyond work, Jared cherishes time with his wife, Joni, and four children, actively participating in his local church as a deacon. Through his involvement in youth groups, missions, and facilities, he embodies a commitment to service and community. With a heart for helping others and a dedication to his faith and family, Jared is a trusted partner in safeguarding what matters most.

“Being a Lightwell Insurance Advisor means we are dedicated to bringing light to our communities. We strongly believe in serving local ministries and our clients in their efforts to serve their neighborhoods.”

Paul Ludovissie

Paul Ludovissie

Agent

Dedicated to safeguarding ministries, Paul Ludovissie believes in relentless vigilance. With a firm conviction that "the ministry never rests, neither should your risk advisor," he ensures that his clients receive unwavering support and protection.

For him, family reigns supreme. Married to his high school sweetheart, Paul cherishes the bonds of love and commitment. With three wonderful children, he understands the importance of nurturing strong family connections.

Paul focuses on finding the right solutions to protect what matters most. Whether it's ensuring the safety of facilities, managing liabilities, or mitigating risks, he's committed to serving his clients with integrity and dedication.

“I'm passionate about helping churches. It's truly a privilege to work for an agency that exists to serve its church clients by helping them reduce their risks and settle their claims.”

Courtney Ballard

Courtney Ballard

Account Executive

Courtney Ballard is an experienced insurance account executive dedicated to providing exceptional service and education to customers. With a wealth of knowledge and a commitment to staying up-to-date on the latest insurance trends, Courtney ensures that customers are well-informed about their coverage options.

Passionate about taking care of customers’ service needs, Courtney goes above and beyond to address inquiries and to connect clients to tailored solutions. Whether it's guiding clients through policy details or offering insights into emerging insurance trends, she is a trusted advisor every step of the way.

Outside of work, Courtney finds joy in camping and boating adventures with her family. Married to her husband, Andrew, and blessed with two boys, she treasures these moments as opportunities to create lasting memories.

“With a wealth of knowledge and dedication to staying current, I ensure customers are well-informed about their coverage options and will go above and beyond to provide solutions.”

Karol Kinnis

Karol Kinnis

Account Manager

Karol Kinnis is a dedicated customer relations expert driven by a passion for supporting both customers and communities in achieving shared goals. Committed to continuous growth and learning, Karol strives to expand her knowledge to better serve those she interacts with.

With a focus on fostering strong connections and understanding, Karol works tirelessly to ensure that both individual customer needs and broader community aspirations are met with care and dedication.

Karol finds fulfillment in home renovations and cherishing moments with her family. Married to her husband, Kaine, and blessed with two wonderful kids, she values family time as a source of joy and inspiration.

“I’m committed to supporting our customers and communities, a passion that’s driven by the shared goals of our ministry partners.”

Customer Testimonial

“Thanks for giving us security in knowing things are being done correctly. Our church wants to be conscientious in all things as befits service to the Lord. Your company helps us do that. Thanks too for the first-rate treatment we always get from the service representatives! They do an excellent job.”

Paul G.

Customer

“You are always there when we have any questions, and you will come and meet us face to face.”

Karen H.

Customer

“Communication has been the key for me. Every time I have reached out, your team has been phenomenal in quickness and meeting our needs. Highly recommend.”

Rickey B.

Customer

“We got a personal feeling with our representative when he came and answered all our questions and gave a comprehensive comparison to our past insurance carriers. Also, we enjoyed the free security assessment he gave to our security team, which supported our initial training with a professional feeling.”

Ron G.

Customer

“Service and protection at reasonable cost and always pleasant in every situation and communication.”

David B.

Customer

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Our Kentucky Location

We are your local Lightwell insurance agents in the state of Kentucky.