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Alabama

Our Insurance Agents.

Meet our experienced team—dedicated to providing exceptional insurance solutions and personalized service to ministries and nonprofits.

Here To Help With Church Insurance And So Much More.

Offering comprehensive coverage and tailored advice, we help protect churches, nonprofits, and other institutions as they carry out their unique mission. Reach out to learn how we can help.

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Agents
Jared Morgan

Jared Morgan

Managing Partner

Jared Morgan is a passionate insurance agent that specializes in ministry-focused insurance, catering to the unique risk management needs of religious and nonprofit organizations. With more than a decade of experience, he offers tailored solutions, empowering clients to focus on their mission. Known for accessibility and expertise, Jared and his team make the insurance process seamless.

Beyond work, Jared cherishes time with his wife, Joni, and four children, actively participating in his local church as a deacon. Through his involvement in youth groups, missions, and facilities, he embodies a commitment to service and community. With a heart for helping others and a dedication to his faith and family, Jared is a trusted partner in safeguarding what matters most.

“Being a Lightwell agent means we are dedicated to bringing light to our communities. We strongly believe in serving local ministries and our clients in their efforts to serve their neighborhoods.”

Ben Johnson

Ben Johnson

Managing Partner

With 36 years of insurance expertise under his belt, Ben Johnson is a seasoned professional dedicated to serving religious organizations. Ben thrives on developing risk management strategies and solutions specifically for churches and ministries. His ultimate goal? To be an educator. By empowering ministries with knowledge about their risks and how to mitigate them, Ben enables them to make informed decisions.

Beyond the insurance world, you'll find Ben pursuing his passions—triathlons, yard work, and golf. Ben cherishes his marriage to Carla and treasures time with their two sons. With a wealth of experience, a passion for education, and a commitment to his family, Ben is a trusted ally in safeguarding ministries and helping them thrive.

“My passion lies in enlightening ministries about their potential vulnerabilities, offering tailored solutions to bolster their confidence and peace of mind as they pursue their divine purpose.”

Shane Craven

Shane Craven

Agent

Shane Craven felt the call to ministry early on, becoming a lead pastor in 1991. With more than 33 years of experience across churches in Georgia, Tennessee, and Florida, he's known for his knack for turning churches around. Armed with degrees in sociology and theology, Shane offers insightful solutions to church challenges.

In his current role with Lightwell, Shane merges risk management and ministry expertise. Serving as a "Pastor to Pastors," he empowers local churches to thrive.

Beyond work, Shane enjoys watching college football, traveling with his wife, Kim, and spending cherished family time with his children and six grandchildren.

“Do not limit what God may want for your future; age, stage, location, or vocation won't determine it. With gratitude, I strive to listen as His hand directs me to the next great chapter.”

Benjamin Giselbach

Benjamin Giselbach

Agent

Passionate about safeguarding the vulnerable within churches, Ben Giselbach thrives on developing risk management strategies tailored to their needs. With 14 years of local ministry experience, Ben intimately understands the challenges churches face and the importance of positive change for the Kingdom.

Transitioning to risk management, Ben now empowers churches with the tools necessary to navigate our evolving world confidently.

Beyond work, he finds solace in mountain biking, carpentry, and delving into theological literature. Married to Danielle since 2023, they cherish their family of six children. Ben’s dedication to both family and ministry underscores his commitment to serving others and making a lasting impact on the community.

“My deepest desire is to reflect the heart of Jesus to others. With the limited time I have on this Earth, I aim to use the gifts God has bestowed upon me to serve others, particularly those who, like me, are passionate about helping people and share a faith-driven perspective.”

Tyler Ladd

Tyler Ladd

Agent

With 14 years of experience in the ministry-focused insurance market, Tyler Ladd is a seasoned professional who understands the industry's ebbs and flows. Central to his approach is clear communication, aiming to provide customers with ease in doing business and confidence in trusting him with their insurance needs.

For Tyler, trust is earned through dedicated service and reliability. His goal is to earn the trust of every customer and prospect, ensuring they feel supported and secure in their insurance decisions.

Outside of work, Tyler finds joy in recreational activities like golf, pickleball, skiing, and clay shooting. However, his greatest source of happiness is his family. He and his wife, Lauren, cherish their time together with their three children.

“I specialize in insuring churches and Christian ministries, dedicating my expertise to understanding and mitigating their unique risks. Collaborating closely with them, I tailor insurance and risk management programs to best protect their missions, fostering confidence and security in their endeavors.”

Courtney Ballard

Courtney Ballard

Account Executive

Courtney Ballard is an experienced insurance account executive dedicated to providing exceptional service and education to customers. With a wealth of knowledge and a commitment to staying up-to-date on the latest insurance trends, Courtney ensures customers are well informed about their coverage options.

Passionate about taking care of customers’ service needs, Courtney goes above and beyond to address inquiries and provide tailored solutions. Whether it's guiding clients through policy details or offering insights into emerging insurance trends, she is a trusted advisor every step of the way.

Outside of work, Courtney finds joy in camping and boating adventures with her family. Married to her husband, Andrew, and blessed with two boys, she treasures these moments as opportunities to create lasting memories.

“With a wealth of knowledge and dedication to staying current, I ensure customers are well informed about their coverage options and will go above and beyond to provide solutions.”

Karol Kinnis

Karol Kinnis

Account Manager

Karol Kinnis is a dedicated customer relations expert driven by a passion for supporting both customers and communities in achieving shared goals. Committed to continuous growth and learning, Karol strives to expand her knowledge to better serve those she interacts with.

With a focus on fostering strong connections and understanding, Karol works tirelessly to ensure that both individual customer needs and broader community aspirations are met with care and dedication.

Karol finds fulfillment in home renovations and cherishing moments with her family. Married to her husband, Kaine, and blessed with two wonderful kids, she values family time as a source of joy and inspiration.

“I’m committed to supporting our customers and communities, a passion that’s driven by the shared goals of our ministry partners.”

Customer Testimonial

“Our Lightwell agent, Ben Giselbach, always responds quickly and efficiently when we have questions. The coverage we have suits our needs well.”

John M.

Customer

“Premium price still remains competitive with the industry. We've been very pleased with the ability to get in touch with our agent and the response time with callbacks. We had a major flood from the fire sprinkler and the response time was good, plus the service to the church throughout the process of collecting funds and renovating the campus was exceptional. We've recommended you to a sister church who is looking for another insurance coverage. Keep up the good work!”

Chester M.

Customer

“Great coverage and service at an outstanding price.”

John B.

Customer

“From the outset of securing insurance for the church, it was apparent that this was not merely a business transaction, but an act of servanthood and brotherhood: of one brother looking out for another.”

Lee H.

Customer since 2020

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We are your local Lightwell insurance agents in the state of Alabama.